Your financial planner: What the Fed’s interest rate policy means for you

 · Like a financial advisor, a financial planner will assess your current situation and make recommendations on what you can do to improve it. A financial planner may also have certain areas of expertise, such as retirement planning or education funding planning. financial advisors and a financial planners may hold different certifications and licenses.

The Federal Reserve's move to lower interest rates yesterday made history on several fronts. It was the first rate cut since the global financial crisis in 2008, the first. “central banks often get a bad rap, but you can't ignore the results we've seen. That means a likely continuation of Draghi's activist policies,

Opinion: City puts responsibility for housing crisis on those providing the housing A lack of affordable housing and the limited scale of housing assistance programs have contributed to the current housing crisis and to homelessness. According to HUD, in recent years the shortages of affordable housing are most severe for units affordable to renters with extremely low incomes.

 · A financial planner will assess your current financial situation and provide advice to try to help you meet any financial goals you’ve set. These goals may be short, medium, or long-term and may require a combination of different financial strategies and products in order to be met.

Mortgage rates, however, are more complex than this. (A mortgage is simply a loan on a house, and a mortgage rate is the interest rate on such a loan.) And you can’t point to one institution, such as the bank or the Federal Reserve, that determines your mortgage rate. When you follow the trail, you’ll eventually find an intricate and interconnected web of factors that go into what determines.

I can’t lose this money’: KC area investors, IRAs ensnared in big Florida bankruptcy The value of your investment may fluctuate over time, and you may gain or lose money. Scottrade , the Scottrade logo and all other trademarks, whether registered or unregistered, are the property of TD Ameritrade IP Company, Inc.Libor’s End Forces Global Banks to Juggle Multiple Replacements Now he is opening North Korea to geopolitical forces beyond his immediate control. A peace agreement to formally end the Korean War will replace the old patterns of geopolitics-territorial division.

The key takeaway is that the policy-making FOMC clearly doesn’t see nearly as much economic trouble on the horizon as many market experts do. The Fed expects interest rates to continue to rise, and.

Forcing homeowners into expensive insurance The high costs of force-placed insurance can even push at-risk homeowners into foreclosure. Refusing to pay the force-placed policy isn’t an option either. Due to the agreement you made by signing your mortgage loan papers, you are required to pay for the policy, high premiums and all.

 · What the Fed’s Failure to Raise Rates Means for the Markets.. Do Rising Interest Rates Make You Richer or Poorer?. fund fees and taxes. According to Harold Evensky, chairman of Evensky & Katz and professor of practice – personal financial planning at Texas Tech University,

A. General interest rates are very low B. His credit rating is poor because of his late payments C. He already has a student loan outstanding D. Recent graduates are not allowed to have more than $25,000 in debt outstanding E. Interest rates must be tied to the CPI

Rising interest rates mean investors need to take appropriate action.. 7 Ways Your Financial Adviser Should Help You Survive Rising Interest Rates. The Federal Reserve has increased rates several times over the past 24.. Reprints · Customer Service · Employment · Privacy Policy · Terms of Use.